Relocation to Mexico for Retirement

Exploring CCRC Options:

A Continuous Care Retirement Community (CCRC) in Mexico offers a versatile range of options suitable for various stages of retirement. Such a community provides the flexibility to transition smoothly from independent living to more comprehensive care as needs evolve.

Example of Mexican CCRC – Cielito Lindo:

Cielito Lindo, nestled within Rancho los Labradores near San Miguel de Allende, exemplifies a full-spectrum CCRC. It boasts amenities like cobblestone streets, serene water features, cozy cafés, and a hotel for extended stays, all surrounded by affordable and attractive homes. The community provides a blend of independent living spaces and comprehensive care facilities, all within a short shuttle ride to the vibrant heart of San Miguel.

San Miguel de Allende – A Retiree’s Haven:

Relocation to San Miguel de Allende is an extraordinary option.  It is truly a beautiful Spanish colonial city. UNESCO has declared San Miguel to be a World Heritage Site in 2008.

Wikipedia has some great information on San Miguel: https://en.wikipedia.org/wiki/San_Miguel_de_Allende

Travel + Leisure has voted San Miguel as the best city in the world: https://www.travelandleisure.com/worlds-best/san-miguel-de-allende-best-city-in-the-world

The city is so unbelievably charming, beautiful, enchanting, and welcoming. There is a lot of art and culture, and yet, a strong US and Canadian expatriate presence.  And while the cost of living has gone up over the last 10-20 years due to the popularity of the city, it is still profoundly less expensive than living in the US.

Financial Considerations:

One of the primary motivations for relocation to Mexico may be economic, especially for those who have experienced financial setbacks or are seeking to maximize their retirement savings. The cost of living in Mexico is approximately half that of living in the United States, although this can vary depending on your current and future locations.

Addressing Common Concerns:

• Affordability: Despite the lower cost of living, the move involves additional expenses such as travel and health insurance. However, the reduced yearly living costs, including more affordable assisted living options, can offer significant financial relief.

• Cultural Differences: While adapting to a new culture can be daunting, the warmth and hospitality of the Mexican people can make the transition a pleasurable experience.

• Safety: Safety concerns are often overstated. With sensible precautions, similar to those one would take in any new environment, living in Mexico can be as safe as living in the U.S.

• Food Differences: Mexican cuisine is rich and varied, and while it may differ from American dishes, the regional diversity offers something for every palate.

• Language Barrier: English-speaking staff in expatriate-focused retirement communities can ease communication challenges, but learning Spanish can enhance daily living and enrich the experience.

• Complexities and Logistics: While moving to Mexico does present logistical challenges, they are manageable with proper planning and guidance, which this guide aims to provide.

Determining if It’s Worth It:

Ultimately, the decision to relocate hinges on personal circumstances, preferences, and values. The care quality, setting, and affordability in Mexico, particularly for memory care or hospice needs, are compelling reasons to consider such a move. With cities like Puerto Vallarta, San Miguel, Ajijic, Lake Chapala, and Cabo San Lucas offering distinct lifestyles and senior living options, the potential for an enriched and cost-effective retirement is significant.

Relocating to Mexico can offer a fulfilling and financially viable solution for retirement living, providing care in a setting that nurtures both body and soul. Whether for oneself or a loved one, the benefits of a Mexican CCRC can make it a decision well worth considering.